Life Insurance That Covers Your Entire Family


WoodmenLife Family Term Covers All Family Members on One Certificate

If you have life insurance from your work, it may not be enough, and if you leave your job you lose coverage. With WoodmenLife Family Term life insurance, you’ll secure coverage for every member of your family for less than you might think. You’ll also get extras that save you money and give you help when you need it.

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A smiling family with two small children outside their home.

$28.011/month

Provides life insurance for this family:

Troy $250,000
dad, age 30, 10-year term

Dianna $250,000
mom, age 30, 10-year term

Ben $10,000
son, age 6, 10-year term

Emma $10,000
daughter, age 3, 10-year term

Future Children $10,000
no limit, 10-year term

This is just an example. Rate based on 2 adults, age 30, Super Preferred rate, $250,000 Family Term Coverage with 10-year initial term and $10,000 coverage for all eligible children.

With WoodmenLife Family Term, you get:

  • 1

    Affordable Life Insurance

    It's just $28.011 a month for $250,000 of coverage for two adults, and $10,000 per child. Coverage of up to $500,000 per adult is available.

  • 2

    Included Coverage as Your Family Grows

    Add additional children at a later date.2 Each eligible child will get $10,000 of coverage for no cost. WoodmenLife Family Term life insurance is the perfect fit for young or growing families.

  • 3

    Premiums That Don’t Increase

    Choose an amount of time, like 10 or 20 years; within that time, monthly rates are guaranteed not to increase.3

  • 4

    Helping Your Family Get More Out of Life

    As a member of the WoodmenLife family, you have access to a wide range of valuable extras. From help paying for education to financial assistance following a natural disaster, these extras are designed to help your family right now. There’s no extra cost nor obligation to use them. It’s just one way our family is committed to helping yours at every stage in life.

  • 5

    Insurance Company that Gives Back

    As a not-for-profit life insurance company, we put money back into the community. We’re here when you need us most.

A family sitting on the couch does research on their phone.

Let’s Talk

Your local Representative will call to give you details on how WoodmenLife can help your family. To protect your personal information, we do not offer quotes online.

We’ll help you find the best life insurance options for your specific situation, and you’ll get access to additional benefits.

Disclosures

Forms ICC16 8063 R-1-16 & 8063 R-1-16 (XX)

All products may not be available in all states.

  1. This is just an example. Family Term life insurance is available for any family with one or two adults and any number of children. Ask your Representative about the best coverage for your family. Rate based on 2 adults, age 30, Super Preferred rate, $250,000 Family Term Coverage with 10-year initial term and $10,000 coverage for all eligible children. Rates are based on monthly PAC premium payment. Qualification for the premiums shown is dependent upon underwriting and approvals by WoodmenLife.

  2. Coverage extends to any child born to the primary insured or other insured, any child less than 18 years of age legally adopted by the primary insured or other insured, or any child less than 18 years of age for which the other insured or the primary insured has been appointed permanent legal guardian. No child will be insured before attaining the age of 15 days.

  3. Once the initial policy term ends, your premiums will increase on an annual basis until age 95. Any increase in premium would not increase the certificate benefits.

† An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product.

‡ WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. These extras are not contractual, are subject to change and have specific eligibility requirements.

LP18712B R-1/2023



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Our Mission

Uniting hardworking Americans to secure their financial future while strengthening our communities and country.

This is a solicitation of insurance and an agent may contact you.

Securities are offered through Woodmen Financial Services, Inc. (WFS), 1700 Farnam Street, Omaha, NE 68102, member FINRA/SIPC, a wholly owned subsidiary of Woodmen of the World Life Insurance Society (collectively “WoodmenLife”). Securities other than the WoodmenLife Variable Annuity are issued by companies that are not affiliated with WoodmenLife. This material is intended for general use with the public. WFS is not providing investment advice for any individual or any individual situation, and you should not look to this material for any investment advice. WFS has financial interests that are served by the sale of these products or services.

WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a product. These extras are not contractual, are subject to change and have specific eligibility requirements, such as length of membership, number of qualifying members in household and/or qualifying event.

Check out the background of Woodmen Financial Services, Inc. on FINRA’s BrokerCheck.

Business Continuity Plan | All products may not be available in all states. | Not all Representatives are licensed to sell all products.

A+ Financial Rating

Effective Feb. 1, 2024, WoodmenLife is rated A+ Superior by AM Best for our financial strength and operating performance. For the latest Best’s Credit Rating, access www.ambest.com

International Use

This Site is not intended for access outside of the United States, including those individuals who reside in the European Economic Area (“EEA”). WoodmenLife makes no representation that materials on the Site are appropriate or available for use in locations outside of the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access the Site from outside of the United States do so on their own initiative and are responsible for compliance with local laws.

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This company was issued a secure rating by the A.M. Best A+ Superior Company

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WoodmenLife is a proud member of American Fraternal Alliance

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Omaha, Nebraska