My Choice IUL ®
Smart financial choices should be easy.
Choose Your Best Future
Jumpstart Your Finances
Building the best financial future for your family can seem overwhelming. Take a breath and let us help.
You don’t have to be an expert on all the financial options available. What you really need to know is how to protect your family with life insurance and how to be prepared for the future.
Good news! My Choice Indexed Universal Life Insurance can help you get on your way to achieving these goals. Putting permanent life insurance in place protects your loved ones in case the worst should happen. Plus, this life insurance includes the potential to build cash value in case of an emergency or to supplement your retirement income1. We’ve also designed it to protect you from market-based losses in down-market years2.
CHOOSE A BETTER LIFE INSURANCE COMPANY
A Life Insurance Company That Gives Back
We’ve been helping to protect the financial future of families like yours, making a difference in hometowns across America and honoring our country since 1890. As a not-for-profit life insurance company, we put money back into the community. We’re here when you need us most.
Extras to Help Your Family Get More
Out of Life Now
As a member† of the WoodmenLife family, you have access to a wide range of valuable extras‡. From help with paying for education to financial assistance following a natural disaster, these extras are designed to help your family right now. There’s no extra cost nor obligation to use them. It’s just one way our family is committed to helping yours at every stage in life.
Support for Family, Community and Country
As a member† of the WoodmenLife family, you’re joining others who share your commitment to family, community and country. You have opportunities to connect with others, give back locally and honor those who make an impact.
Disclosures
The IUL product is not intended to serve as a primary source for retirement, pension income or deferral of taxable income.
Guarantees are backed by the claims-paying ability of WoodmenLife.
† An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product.
‡ WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. These extras are not contractual, are subject to change and have specific eligibility requirements.
Universal Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods. This certificate could lose money. WoodmenLife will provide notification if the guaranteed monthly deductions and interests are expected to exhaust the plan’s cash values prior to the maturity date. This certificate is not guaranteed to stay in force until maturity based on minimum guarantees.
All products may not be available in all states.
Flexible Premiums Adjustable Indexed Life Certificates ICC18 8730 4-18, 8730 4-18 (XX). Rider Forms: ICC18 8731 4-18, 8731 4-18 (XX), 257 6-10 (XX), O-257 6-10 (XX).
IUL is not an investment. It is a life insurance policy product that provides growth potential through index interest crediting. You cannot invest directly in an index.
Loans and withdrawals will reduce the policy’s death benefit and available cash value. A loan, withdrawal or surrender may be a taxable event. For tax advice, consult with your professional tax advisor. Excessive loans or withdrawals may cause the policy to lapse.
Death benefit proceeds from a life insurance policy are generally not included in the gross income of the taxpayer/beneficiary (Internal Revenue Code Section 101(a)(1)). There are certain exceptions to this general rule including policies that were transferred for valuable consideration (IRC §101(a)(2)). This information should not be construed as tax or legal advice. Consult with your tax or legal professional for details and guidelines specific to your situation.
The IUL product is not intended to serve as a primary source for retirement, pension income or deferral of taxable income.
WoodmenLife has entered into sponsored marketing relationships with companies that agree to offer discounts to WoodmenLife members. WoodmenLife is not affiliated with these companies and does not administer these discounts for products or services.
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